Care and support

Further help

For details about your local Citizens Advice Bureau click on the link entitled Citizens Advice Hertfordshire or call the Customer Services Centre at Hertfordshire County Council (HCC) on 01438 737555 or 01923 471555 if you are calling from an 01923 or 020 8 number.

For legal help and information and details of other advice agencies in Hertfordshire, contact the Legal Services Commission advice line on 0845 3454345 (mon - fri 9 a.m. - 5.00 p.m.) or click on the link entitled Community Legal Advice on the right hand side of the page.

National Debtline: 0808 808 4000 (call charges at local rates) www.nationaldebtline.co.uk

Business Debtline: 0800 197 6026 Monday-Friday 10am to 4pm (24 hour ansaphone) www.bdl.org.uk

The Financial Services Authority’s website, www.moneymadeclear.fsa.gov.uk/tools, features a number of interactive money management tools including:

• A budget calculator for working out income and expenditure
• A mortgage calculator to check what repayments might be if interest rates change
• A debt test to check if you would be likely to have problems with borrowing over the next year
• Comparison information about the features and costs of various savings, mortgage and pension products.